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For assistance call:
1-800-823-2274 or 406-265-1241

KOA Kampground Loans

“Independence Bank has made the required hands-on investment to understand the business, owners, and financial requirements of campground ownership/management.  It is America’s “campground bank.”

James D. Rogers
Past President/CEO, Current Board Member
Kampgrounds of America, Inc.

We invite you to visit www.koa.com and www.ownakoa.com

Independence Bank has the background and knowledge necessary to understand the uniqueness of the camping industry and have tailor-made programs to fit your needs.

See our KOA Team in action!  Click on the video below...

Check out our programs specifically designed for KOA Kampground owners…

Go With The Flow Financing

  For developing and improving your campground business:

  • Easy one page application
  • No down payment required
  • Qualify at a competitively priced interest rate
  • Repayment is structured around the cash flow being generated by the campground
  • The loan may be paid off early, with no pre-payment penalties

To begin the application process, please click on the link below.  Please complete the application online, print it out, sign, and return it to your Independence Bank branch.  

KOA Loan Application

Real Estate Loans

 For acquisition of campgrounds, restructure of debt & refinancing of campgrounds

  • Seasonal or monthly payments
  • Competitive rate with a 20 year amortization
  • Competitive terms and conditions

To begin the application process, please click on the link below.  Please complete the application online, print it out, sign, and return it to your Independence Bank branch.

Click here for KOA New Real Estate Purchase Loan Application 

Click here for KOA Loan Application 

KOA Premier Savings Account

 This premium savings account rewards balances with higher interest rates of return

  • Offers a tiered rate of interest, secure and easy access to your money, and is FDIC insured
  • $10,000 opening and minimum balance, below minimum $25 service charge and no interest paid that month
  • Five withdrawal limit per statement cycle; when exceeded, $25 service charge per withdrawal
  • Interest will be compounded and credited monthly
  • Includes Online Banking and Bill Pay

For more information please contact a member of our KOA Team…

Debbie Callahan, KOA Branch President
Chuck Celania, Consultant
Nate Molstad, Commercial Loan Officer

Lisa Jackson, Credit Analyst
Carol Murch, Loan Assistant
Janett Pugh, Loan Assistant

 

Call us toll-free at 1.800.823.2274
Fax: 406.265-1242