KOA Kampground Loans

“Independence Bank has made the required hands-on investment to understand the business, owners, and financial requirements of campground ownership/management. It is America’s “campground bank.”

James D. Rogers
President/CEO
Kampgrounds of America, Inc.

We invite you to visit www.koa.com and www.ownakoa.com

Independence Bank has the background and knowledge necessary to understand the uniqueness of the camping industry and have tailor-made programs to fit your needs.

Check out our programs specifically designed for KOA Kampground owners…

Go With The Flow Financing

For developing and improving your campground business:

Easy one page application
No down payment required
Qualify at a competitively priced interest rate
Repayment is structured around the cash flow being generated by the campground
The loan may be paid off early, with no pre-payment penalties

To begin the application process, please click on the link below. Please complete the application online, print it out, sign, and return it to your Independence Bank branch.

KOA Loan Application

Real Estate Loans

For acquisition of campgrounds, restructure of debt & refinancing of campgrounds

Seasonal or monthly payments
Competitive rate with a 20 year amortization
Competitive terms and conditions

To begin the application process, please click on the link below. Please complete the application online, print it out, sign, and return it to your Independence Bank branch.

Click here for KOA New Real Estate Purchase Loan Application

Click here for KOA Loan Application

KOA Premier Savings Account

This premium savings account rewards balances with higher interest rates of return

Offers a tiered rate of interest, secure and easy access to your money, and is FDIC insured
$10,000 minimum balance, below minimum $25 service charge and no interest paid that month
Five withdrawal limit per statement cycle; when exceeded, $25 service charge per withdrawal
Interest will be compounded and credited monthly
Includes Online Banking and Bill Pay

For more information please contact a member of our KOA Team…

Debbie Callahan, KOA Branch President
Miles Hamilton, President/CEO
Chuck Celania, Consultant
Nate Molstad, Commercial Loan Officer
Mym Cichosz, Campground Administration
Carol Murch, Loan Assistant

Call us toll-free at 1.800.823.2274
Fax: 406.262.2173