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For assistance call:
1-800-823-2274 or 406-265-1241

Agricultural Loans

At Independence Bank we are committed to our area farmers and ranchers.  Agricultural loans are available for assistance in crop production, livestock production, feeder operations, and farm machinery purchases.  Loans are generally secured by crops, livestock or machinery and are repaid from the income received from crop and livestock sales.  Stop by your local Independence Bank to see one of our Ag Bankers for more details.

  • Operating Line of Credit
    Operating loans are available to farmers and ranchers for financial assistance in all facets of their operation including crop production, livestock production and feeder operations.
  • Agricultural Real Estate
    Our Ag real estate loans are available for expansion of operations, improvements, upgrading facilities or refinancing existing acreage.  If you are looking for flexibility, Independence Bank has it.
  • Farm Service Agency (FSA) Guaranteed
    Independence Bank is a leader in FSA guaranteed lending and services one of the largest FSA portfolios in Montana.  See us about FSA Guaranteed Loans for:
    -  Operating Lines
    -  Asset Purchases (Machinery, Equipment, Livestock)
    -  Ag Real Estate
    -  Beginning Farmer Loans

At Independence Bank we understand Ag Banking.  Our Ag Bankers are from the communities we serve and have a long history and background in agriculture.

To begin the application process, please click on the link below.  Please complete the application online, print it out, sign, and return it to your Independence Bank branch.

Click here for Loan Application

Commercial Loans

Commercial loans are available for almost any business purpose, from starting a new business, operating or expanding a present business (including small family businesses), to operating a large corporation.  Loans to businesses are made on a short term basis for operating requirements and investment purposes.  Longer term loans are available for equipment and machinery acquisition.  Take your business to the next level with a commercial loan from Independence Bank.  Whether you’re thinking of starting a new business, expanding an existing business or acquiring a new business we’re here to help. Let our experienced commercial lenders help you design the financing package best suited to your needs.  

Independence Bank provides U.S. Small Business Administration (SBA) loans to new and existing companies.  SBA loans are government-backed loans that help businesses get started, expand and prosper.  These loans may be obtained to fund real estate and equipment purchases, major business renovations or supply working capital.  Please see one of our commercial lenders for more information.

  • Commercial Line of Credit
    In business; operating, inventory and equipment expenses are a fact of life.  Operating loans are available to business owners to assist with these expenses.
  • Capital Asset Purchases
    Our commercial capital asset loans are available for expansion of operations, improvements, upgrading facilities or refinancing existing loans.
  • Commercial Real Estate
    Commercial real estate loans are available for business start-ups, expansion of your existing business or purchasing a business.
  • Small Business Administration (SBA) Guaranteed
    -  Operating Lines
    -  Asset Purchases
    -  Commercial Real Estate
    -  Expansion & Development

To begin the application process, please click on the link below.  Please complete the application online, print it out, sign, and return it to your Independence Bank branch.

Click here for Loan Application