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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Health Savings Accounts

A Health Savings Account (HSA) is a type of personal checking account that helps those with high-deductible health plans save money for out-of-pocket medical expenses like vision and dental care, office visits and prescriptions. Employers and employees can make pre-tax contributions to these accounts.

HSA Features

  • Contributions are made with pre-tax dollars
  • You earn interest on your contributions
  • Account holders can access funds with checks and/or a debit card
  • Unused balances carry over from one year to the next

Individual Retirement Accounts (IRAs)

An IRA is an account that allows employers and employees to contribute a limited annual sum toward your retirement. Independence Bank offers three different IRAs to meet your needs:

  • Traditional IRA
  • Roth IRA
  • Simplified Employee Pension (SEP) IRA

Click the Contact Us button below to visit with us about IRA accounts.