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Independence Bank

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Independence Bank

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Safe Deposit Boxes

Independence Bank offers multiple sizes of safe deposit boxes for your convenience.* We offer competitive rates and our safe deposit box rentals are charged annually.

For further information on renting a safe deposit box, please contact an Account Relations Specialist.

* Safe deposit boxes are not available in all branches.

Money Orders

Available in amounts up to $250.

Cashier's Checks

A Cashier’s Check is drawn by Independence Bank on available funds from a customer’s account and made payable to another person or entity.  Cashier’s Checks can be in any amount.

Wire Transfers

Independence Bank processes wire transfers, both incoming and outgoing. Foreign drafts and wires are also available for IB customers.

Night Depository Service

Night depository services are available at each Independence Bank location.

Visit a branch near you to learn more.

Savings Account Funds Transfer

The automatic transfer option allows you to transfer money from a savings account at Independence Bank into your checking account if the balance is low. You use your own money to be sure you don't overdraw your accounts.

Security Reserve

Security Reserve is a revolving overdraft line of credit that is tied to your checking account and is automatically advanced when your account is overdrawn. Security Reserve is a loan product which requires a separate application process, assesses interest charges when advanced upon and, like any loan product, is based upon approved credit qualifications.

Please talk to our friendly staff about adding Overdraft Protection to your checking account today by clicking the Contact Us button below!

Gift Card features

  • Preload card with $10 to $1,000
  • Can be used wherever MasterCard® is accepted
  • Check balance and transaction history online at xpressgiftcard.com

Reloadable & Travel Prepaid Card Features

  • Preload Card with $10 to $5,000 per load, with a maximum of three loads per day.  The maximum amount of value that can reside on the card at any time is $10,000
  • Can be used wherever debit MasterCard® Cards are accepted and cardholders may withdraw cash from any ATM that displays the MasterCard® Acceptance Mark
  • Add funds to your card the same way you loaded it, whenever you run out