Independence Bank is committed to the safety and privacy of your information and only employs industry best practices with regards to security. To ensure the security of your account information, a number of features have been built into the Mobile Banking services:

No Identifiable Information - Texts from Independence Bank never include any personally identifiable information, such as your full account number, email address, or mobile number. Your Access ID and Password will never be included in any of the text messages you receive from Independence Bank.

Secure Login - Mobile Banking via Mobile Banking Web and the Mobile Banking App require a secure login for access. No one is able to access your account information without knowing your unique username and password.

Data Encryption - For your protection, only limited information (such as your account nicknames and cached balances) is stored locally on your mobile device. All of your account data resides at your bank - just as with your Online Banking. All data placed into local storage on the mobile device is encrypted before it is stored - and it is only accessible with your PIN. This ensures that if your mobile device is lost or stolen, the data stored by the mobile application in local storage is unreadable.

No. Mobile Banking does not save any files with personal or financial information on your mobile device. That information stays strictly within online banking. Some phones (e.g., Apple, Android) have logo and branding files that are copied to the mobile device. Those files do not contain any personally identifiable information.

You can access any account you have set up in online banking. You select which accounts you want to access using Mobile Banking during the enrollment process.

When you view your account balance, you see the current available balance, including pending and posted transactions.

Yes. You can enroll several mobile devices for Mobile Banking. To add a new phone, go to the Manage Devices section in your Online Banking.

If your mobile phone number changes, please call your local branch to have your number updated in the system.

If your mobile device is lost or stolen, no one can access your account without knowing your password and, in some cases, your unique username. To prevent unauthorized access to your account, you can deactivate your phone in Mobile Banking. To deactivate your mobile device, complete the How to Deactivate or Stop Using a Mobile Device section.

To stop using Mobile Banking on your mobile device, complete the How to Deactivate or Stop Using a Mobile Device section.

Hundreds of models are supported including these major brands: iPhone, Google, and Samsung. Phones on a number of different operating systems are supported including, but not limited, to Android, and iOS.

Mobile Banking works on all major mobile service carriers in the U.S.: AT&T, Sprint, T-Mobile®, U.S. Cellular®, and Verizon Wireless. Mobile Banking also works on a number of the smaller service carriers, including, but not limited to, Boost Mobile, Cricket Wireless, Metro PCS, Pioneer Cellular, Union Wireless, and Virgin Mobile USA.

Mobile Banking works with most prepaid plans, but we cannot guarantee that your carrier supports standard U.S. short codes. T-Mobile prepaid does not support short codes.

Yes, you must read and accept our terms and conditions.

Yes, multiple users can each log in separately on the same device.

You may opt out of the program at any time. To stop using Mobile Banking on your mobile device, complete the How to Deactivate or Stop Using a Mobile Device section. 

Complete the following to deactivate or stop using your mobile device:

• Log in to your online banking account using Internet banking.

• Click the "Options" hyperlink.

• The Options page is displayed. Locate the Mobile Banking Profile section and click "Manage Device(s)".

• The Main Menu page is displayed.

• Select the "My Phones" tab. Locate the appropriate phone number, select "Stop using this phone for Mobile Banking" and then click "Go".

• The Stop Using This Phone page is displayed.

• Click "Yes".

• The Main Menu page is again displayed. Close Mobile Banking to return to your online banking session.

Correct. Once you have closed your session in the App you are automatically logged out. You will be prompted to log back in at the next time of use.

You can reach the Havre branch at 800-823-2274 between the hours of 8:00a.m. and 5:00p.m., Monday-Friday or contact your local branch.

Every mobile device and mobile network is different, so you may not be able to download Mobile Banking to your mobile device. If you are having trouble, contact your mobile service carrier to make sure your mobile device supports application downloads.

Independence Bank does not charge for this service; however, message and data rates through your carrier may apply.