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Banking on the Hi-Line

Business Checking

Independence Bank is your partner in business banking. We will help you find the Business Checking account that fits your needs and your business.

 

Our Business Checking products include:

  • Free return of front check images
  • Front and Back check images available for a fee
  • Free Online Banking
  • IB Corp - Cash Management
  • Online Bill Pay
  • Free eStatements
  • Independence Bank Visa® Business Debit Card
  • Debit and credit card merchant services

Business Checking Accounts Comparison

Product

Small Business Checking

Business Checking

Business Checking with Interest*

Monthly Maintenance Fee

$0.25 per item Excessive Item Fee if over 500 items in statement period.

$6 plus $0.12 per check or debit item, $0.06 per credit items, and $0.06 per item within deposit. 

$6 plus $0.12 per check or debit item, $0.06 per credit item and $0.06 per item within a deposit.
No transaction limits.

Minimum Daily Balance & Opening Deposit Requirement

$0

$0

$1,000

Interest Bearing

No

No - An earnings credit on this account may offset a portion of the maintenance fee(s)

Yes

Free Online Banking

Yes

Yes

Yes

 * Must maintain a minimum average daily balance of $1000 to obtain the disclosed annual percentage yield.  Interest is paid on an average daily balance.  The average daily balance method applies a periodic rate to the average daily balance in the account for the period.  The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  The interest rate and the annual percentage yield may change.

 

Additional Services

  • Statement transcripts
  • Stop payment orders
  • Research account/reconciliation

Contact Us to open your IB Business Checking Account

 

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