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Residential Real Estate – 1 to 4 FamilyOur Real Estate Lending Team is with you from start to finish. We offer a pre-approval process to help you get into your new home faster with a wide variety of loan products: Secondary Market Loans
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EscrowsEscrows are documents, real estate, securities, monies, etc. deposited with a neutral third party (the escrow agent) to be delivered only upon the fulfillment of a condition. Independence Bank acts as the escrow agent, holding documents and acting for both parties in accordance with instructions. This includes handling payments and disbursements, issuing 1099’s and 1098’s, and the optional reserve account for taxes and insurance. Please contact Christen Ouellette, our escrow agent, in the Havre branch if you have any questions. |
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Starting the Process…Call or stop in at any Independence Bank location to talk to one of our Real Estate Lenders or email the team at ibhome@ibyourbank.com Independence Bank - NMLS #462921
Havre - (406) 265-1243
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Becca Irwin |
Randi Coleman |
Christy Jo Smith |
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Kourtney Simonson |
Barbie Gray |
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Kourtney Simonson |
Barbie Gray |
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Christy Jo Smith |
Joanne Antley |
Traci Sorensen |
Barbie Gray |
Randi Coleman |
Christy Jo Smith |
Traci Sorensen |
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Christy Jo Smith |
Traci Sorensen |
Barbie Gray |
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In order to process your loan application as quickly as possible we have compiled a checklist of the documents and information that is required from the borrower and the co-borrower(s) to complete the loan application. We may require additional information and documentation depending on the circumstances of your loan. Please have this information available at your initial interview with one of our real estate lenders: